Member Alert!

SJFCU will be conducting a planned system upgrade on our online services

from 9 p.m. Saturday, October 4
to 3 a.m. Sunday, October 5.

Please expect service and system interruptions during this upgrade time period.

Thank you for your understanding as we work to improve our systems to better serve you.

 

Another Great Travel Benefit for Members

Planning to visit friends in Canada, or take a winter vacation in Mexico? Maybe it’s a Caribbean vacation you’re planning, or a fabulous week in London or Paris.

SJFCU is now offering a service that makes one important aspect of your trip easier – and helps you save money, too! The service is called eZForex – a simple and convenient way to buy your foreign currency here at an SJFCU branch before you travel. The name says it all – it’s “eZ” to do Foreign Currency Exchanges. It’s a hassle-free currency exchange at competitive consumer rates.

Whether you need Euros, British Pounds, Mexican Pesos, Canadian Loonies or Chinese Yuan, eZForex is the service for you!

Among the benefits:

  • eZForex has more than 100 currencies available for your purchase, done with secure point-of-sale technology.
  • No more rushing around at a foreign airport or hotel lobby, wondering where to get currency for the best rate. Just visit any SJFCU branch to purchase the specific amount of foreign currency you require in advance of your trip and it’s delivered to your home!
  • Orders are shipped via UPS delivery and you will receive it at your door 3 to 5 business days from the date you order it. There’s only a nominal shipping charge, a very small price to pay for less hassles once you arrive at your foreign destination!
  • You’ll save up to 3% on credit card surcharges on items purchased overseas by using your pre-purchased foreign currency instead. You’ll also avoid escalated fees and inflated exchange rates in airports, hotels and foreign banks.
  • There’s another benefit– Currency Price Protection (CPP). With CPP, you can return any leftover foreign currency and have it exchanged for U.S. currency at the same exchange rate for up to two weeks after your return from your trip!

Learn more by stopping in at any branch to ask a member service representative about eZForex, or call 800-582-7640.

 

Introducing: Member's Choice™ Borrower Security

We at SJFCU are proud to offer a product that will benefit our members in many ways – and provide a real sense of safety and security for them and for their families!

Introducing Member's Choice™ Borrower Security: It’s a loan payment protection product that’s an agreement between SJFCU and a borrowing member that can cancel a debt, or postpone the principal and interest of a loan payment, in the event of disability, loss of life and even involuntary unemployment.

It’s good to know that with the Member's Choice™ Borrower Security program, you can rest assured that your payments will be covered in the event of sudden illness or injury, or if you’re laid off from your job.

Member's Choice™ Borrower Security is available for many loans including auto loans and home equity loans. Plus – it’s also available for your SJFCU Visa credit card! The Member's Choice™ Borrower Security program also covers multiple loan signers.

The new Member's Choice™ Borrower Security program helps members in many ways. A member can

  • Keep paying bills - If their income is lost, or reduced, during a time of financial
    hardship (such as an involuntary layoff), payments for covered assets are made, freeing up a member’s income to pay other household bills.
  • Save assets – A family’s standard of living is preserved, savings aren’t depleted, and assets are saved.
  • Maintain their credit rating - By ensuring loan payments are made on financed assets, a member’s credit rating is protected and the ability to get future credit isn’t compromised.

Those who wish to sign up for the Member's Choice™ Borrower Security program for their loan(s) and/or credit cards can take advantage of the extra benefits the new program offers. Enrollment for Member's Choice™ Borrower Security can occur at any time during a loan’s term.

Learn more about this great new program – speak to one of our staff today at a branch, or call 800-582-7640 to get all the details!

 

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, signed into law in July 2010, includes provisions making permanent the $250,000 maximum federal deposit insurance level (which had been temporary until December 31, 2013).

Federal deposit insurance for both credit unions and banks was first increased to $250,000 (from $100,000) as a provision of the Emergency Economic Stabilization Act of 2008.

Your funds are safe and secure at SJFCU!

 

All Over the Media: Credit Unions are Good for You!

If you’ve been following the news - on the internet and financial blogs, in print, or on television - you’ve likely heard some of the prominent coverage the media has bestowed on credit unions!

A growing number of media outlets have put credit unions front-and-center in the last few months. Stories highlighting the benefits of credit unions have appeared on networks and programs including CNBC, MSNBC, CNN, CBS This Morning, and the Huffington Post. The stories all encourage consumers to move their business away from big banks in favor of local institutions and credit unions.

The news media has been advising consumers to go to their credit union to get great deals from people they can trust. Whether a consumer is searching for lower fees, great rates on auto and home equity loans, or a better rate on credit cards, they can find it at a credit union.

Here are a couple of recent quotes:

“Had it with your bank this year? It’s time to start fresh. Fees are lower and rates are more attractive. Credit union credit cards are also a bargain. You might as well go with people who are willing to pay you.”
-Gerri Willis, CNN personal finance editor and host of “The Bottom Line”

“There are any number of reasons switching from a bank to a credit union is appealing right now. Credit union loan portfolios are up. This means that if you are a credit worthy customer, and your credit history is in good standing, you stand a better chance of getting a personal loan at a credit union…. They’re in a better position to loan.”
-Vera Gibbons, CBS This Morning financial contributor

 

 

 
Member Cellular Discounts with Sprint

 

  © Copyright 2014. South Jersey Federal Credit Union. PO Box 5530, 1615 Hurffville Road, Deptford, NJ 08096
P: 800-582-7640 F: 856-401-3208 Email info@southjerseyfcu.com